The City of Arlington’s Homebuyers Assistance Program (AHAP), administered through the Grants Management division, is designed to support first-time homebuyers in achieving homeownership by providing financial assistance toward down payment and closing costs. Funded by a combination of federal and local sources, AHAP promotes long-term housing stability and neighborhood revitalization by increasing access to affordable homeownership for low- to moderate-income individuals and families.
Eligible homebuyers may receive assistance in the form of a forgivable loan of up to $20,000, based on underwriting and subsidy layering assessments. The loan carries 0% interest and is forgiven after a five-year affordability period, provided the home is not sold, refinanced with cash out, or leased during that time.
The program is administered in partnership with Housing Channel, a nonprofit organization contracted by the City to support program delivery and applicant guidance. For full program details, eligibility requirements, and application instructions, please visit www.housingchannel.org.
The Texas State Affordable Housing Corporation (TSAHC) is a nonprofit organization created by the Texas Legislature to help meet the housing needs of low- and moderate-income Texans who may not be able to access traditional mortgage financing.
TSAHC provides a range of programs designed to make homeownership more attainable across Texas — including down payment assistance, mortgage credit certificates, and targeted support for essential community workforce members.
Programs:
Key Features:
The Texas Department of Housing and Community Affairs (TDHCA) is the state agency responsible for expanding affordable housing opportunities, promoting housing stability, and supporting community and economic development across Texas. TDHCA administers a range of programs funded by federal and state sources to serve low- and moderate-income households.
Homebuyer Assistance
My First Texas Home
My Choice Texas Home
NACA is a national nonprofit community advocacy and homeownership organization dedicated to making affordable homeownership possible for low- to moderate-income individuals and families. Known for offering one of the most affordable mortgage programs in America, NACA helps buyers overcome common barriers such as credit issues, high interest rates, and large down payments.