AHFC Homebuyer Assistance

Single Family Bond

Arlington Housing Finance Corporation (AHFC) assigned bond authority to Texas Department Housing and Community Affairs (TDHCA) to provide lower interest rate loans to homebuyers.

Whether you are a first time homebuyer or already owned a home, there might be options for you.

For veterans and first time homebuyers, the My First Texas Home program is available for those who qualify.

If you have already owned a home, the My Choice Texas Home is a program available to those who qualify and can provide assistance through a low interest rate montage loan.

• To get more information about owning a home check out the Texas Homebuyer Program.
• Register to take the free education course to help you navigate the homebuying process in Texas.
• Check out the The Texas Homebuyer Program list of lenders approved by the TDHCA.
• Need help with the process? See the approved list of lenders from TDHCA to help search for your home.

What is a Mortgage Credit Certificate (MCC) Program?

The MCC program is a federal income tax credit program that entitles you to take a federal income tax credit equity to 30% of the annual interest you pay on your home mortgage, up to a maximum of $2,000 per year. This is a great help when qualifying for your first home mortgage and it continues to decrease your federal income taxes each year for as long as you owe amounts on your home mortgage.