Based on available funding, the Housing Rehabilitation Program helps low-income homeowners to repair and or rehabilitate their homes, to include removal of architectural barriers by installing ramps or widening doorways. The loan is a zero interest rate loan forgivable after 5 years if the homeowner retains the property as his/her primary residence and does not default on property payments.  For eligible low-income homeowners, the City will fund 100% of the eligible repairs up to $24,500.

Criteria for Eligibility

  • Primary residence that is not being offered for sale
  • Arlington resident with homeownership for at least 3 months
  • Household income within the low category for the HUD income limits. See HUD Income Limits
  • Current on property taxes, insurance, and mortgage

Eligible Repairs/Improvements

  • Install ramps, grab bars, and wheel chair accessible shower
  • Widen doorways
  • Electrical repairs
  • Heating and plumbing repairs
  • Structural repairs, especially roofs, porches, windows, and doors
  • Repairs needed to meet City Code
  • Replacement of essential built-in appliances
  • Vinyl siding in lieu of exterior paint

Ineligible Repairs

  • Luxury items
  • Wall paper
  • Flooring such as tile, hard wood floors, etc.
  • Hot tubs, whirlpool baths, walk in soaker tubs
  • Patios or decks
  • Room additions
  • Installation of fireplaces
  • Window treatments (curtains, blinds, etc.)
  • Additions that alter or increase the square footage of the residence
  • Repairs otherwise covered by homeowner’s insurance

Application Process

Complete and return the application which can be obtained via the website or by contacting staff to request an application by mail.  When your application is received, your name will be added to the waiting list. The current waiting list has a wait time of at least 12-24 months.

For More Information, Contact